Loan Programs - Axis Point Lending Partners

Comprehensive Loan Programs

Flexible financing solutions tailored for Georgia real estate investors. From fix & flip to commercial properties, we have the right loan for your investment strategy.

Fast Approval
Competitive Rates
Georgia Focus

Fix & Flip Loans

Short-term financing for property renovation and resale

DSCR Loans

Rental property financing based on cash flow

Commercial Loans

Financing for multi-family and commercial properties

Bridge Loans

Temporary financing for immediate capital needs

Fix & Flip Loans

Perfect for real estate investors looking to purchase, renovate, and quickly resell properties. Our fix & flip loans provide the capital you need to maximize your investment potential.

Fast Funding

Close in as little as 10-14 days

Flexible Terms

6-24 month terms with interest-only payments

Construction Draws

Renovation funds released as work progresses

Fix & Flip Loan Terms

Loan Amount $75,000 - $2,000,000
Interest Rate 10.5% - 14.5%
LTV Ratio Up to 80%
Term Length 6-24 months
Points 2-4 points
Down Payment 20-30%
Funding Speed 10-14 days

DSCR Loan Terms

Loan Amount $100,000 - $5,000,000
Interest Rate 8.5% - 12.5%
LTV Ratio Up to 80%
Term Length 30 years
DSCR Minimum 1.20x
Down Payment 20-25%
Prepayment No penalty after 2 years

DSCR Loans

Debt Service Coverage Ratio (DSCR) loans are ideal for investment properties with steady rental income. Qualification is based on the property's cash flow rather than personal income.

No Personal Income Verification

Qualify based on property cash flow

Portfolio Growth

Perfect for expanding rental property portfolios

Flexible Requirements

Multiple property types accepted

Commercial Loans

Comprehensive financing solutions for commercial real estate investments including multi-family properties, retail spaces, office buildings, and mixed-use developments.

Large Loan Amounts

Up to $10 million for qualified projects

Competitive Rates

Rates starting at 9.5% for qualified borrowers

Flexible Structures

Various amortization and term options

Commercial Loan Terms

Loan Amount $500,000 - $10,000,000
Interest Rate 9.5% - 13.5%
LTV Ratio Up to 75%
Term Length 5-30 years
DSCR Minimum 1.25x
Down Payment 25-35%
Property Types Multi-family, Retail, Office

Bridge Loan Terms

Loan Amount $100,000 - $3,000,000
Interest Rate 11.5% - 15.5%
LTV Ratio Up to 70%
Term Length 3-12 months
Points 1-3 points
Funding Speed 5-10 days
Exit Strategy Sale or Refinance

Bridge Loans

Short-term financing solution for immediate capital needs. Bridge loans provide quick access to funds while you arrange permanent financing or complete a property sale.

Ultra-Fast Funding

Close in as little as 5-7 days

Flexible Exit Strategies

Refinance or sell to pay off loan

No Prepayment Penalties

Pay off early without additional fees

General Qualification Requirements

While each loan program has specific requirements, here are the general qualifications for Axis Point Lending Partners loan programs.

Credit Requirements

  • • Minimum 650 credit score
  • • No recent bankruptcies
  • • Manageable debt-to-income ratio
  • • Demonstrated real estate experience

Financial Requirements

  • • Proof of down payment funds
  • • Reserve funds for project
  • • Income verification (varies by program)
  • • Asset documentation

Property Requirements

  • • Located in Georgia markets
  • • Professional appraisal required
  • • Clear exit strategy defined
  • • Property insurance required

Simple Application Process

Getting started with Axis Point Lending Partners is straightforward. Follow these steps to secure your hard money loan.

1

Submit Application

Complete our online application with property and financial details

2

Property Evaluation

Our team reviews the property and your investment strategy

3

Approval & Terms

Receive loan approval with detailed terms and conditions

4

Close & Fund

Complete closing process and receive your funds

Ready to Get Started?

Choose the loan program that fits your investment strategy and start your application today.

Axis Point Lending Partners is licensed under the Georgia Department of Banking and Finance

NMLS ID: [LICENSE NUMBER] | Equal Housing Opportunity

All loans subject to underwriting approval. Terms and conditions may vary based on creditworthiness and property evaluation.

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